Our Fees

Your initial consultation is complimentary. Thereafter, Martha will work with you to find the fee structure that best fits your needs.

Generally our fee structure is as follows:

  1. Fee-based financial planning: Fees vary based on the complication of your financial plan. There is a one-time fee for the initial plan ranging from $1500 to $5000. Yearly updates to your plan are available at a reduced fee. Hourly fee arrangements are available upon request.
     
  2. Fee-based investment advisory services: A fee is paid on assets under management expressed as a percentage. Fees vary depending on the investment program selected from separately managed portfolios of individual securities to no-load, load waived and institutional mutual funds, but they are always a percentage of assets under management.
     
  3. Commission based fees: A commission will be paid to us by the insurance company or investment company from which you have purchased a specific financial product, for instance life insurance or a fixed annuity.